What We Build
Three layers of an intelligence stack — each one raising a different dimension of how a business operates. Connected.
The Intelligence Stack
Three Layers, One System
Cognito Digital
Delivers the full stack. Website, e-commerce, operations, support, analytics — complete digital transformation.
MARTHA
Raises customer intelligence. AI that resolves 91.7% of support tickets in 30 seconds.
ZFAI
Early AccessRaises financial intelligence. Reconciles transactions across every account, wallet, and system.
Cognito Digital
Full-service digital transformation for your entire business
We digitize your entire business and install an intelligence layer that keeps it running 24/7. Website, e-commerce, events, ticketing, social presence, support automation — the complete digital operations package.
The Problem
Your business runs on disconnected tools, manual processes, and scattered data. Customer inquiries slip through cracks. Operations depend on who happens to be online. Growth means hiring more people instead of building better systems.
Core Capabilities
Complete Digital Presence
Website, e-commerce, social media — every customer touchpoint designed and connected.
Operations Automation
Support, ticketing, events, scheduling — automated workflows that run without you.
Intelligence Layer
AI-powered customer support (MARTHA), analytics, and decision tools installed from day one.
Ongoing Partnership
Not a handoff. We manage, iterate, and optimize your digital infrastructure continuously.
African Market Expertise
Built for Nigerian payment systems, WhatsApp-first communication, and mobile-dominant users.
Data Integration
Every tool connected. Every data point flowing to where decisions are made.
Pricing
Starter
Digital presence setup for small businesses
- Website design & development
- Basic e-commerce integration
- Social media setup
- MARTHA chatbot (Starter tier)
- 30 days post-launch support
Growth
PopularFull digital transformation for scaling businesses
- Everything in Starter
- Custom integrations & APIs
- Operations automation
- MARTHA (Team tier)
- Analytics dashboard
- 90 days managed optimization
Enterprise
Complete digital infrastructure for established businesses
- Everything in Growth
- Multi-platform deployment
- ZFAI financial intelligence
- MARTHA (Pro tier)
- Dedicated account management
- Continuous optimization
MARTHA
AI Customer Operations OS — 90% of tickets resolved in 30 seconds
MARTHA is an AI resolution engine for operational customer support. Not a chatbot. Not a helpdesk. An intelligent system that understands customer intent, detects sentiment, speaks their language, and resolves issues in real time. Named after the founder's sister, because she loves to talk.
The Problem
Your support team is drowning. Response times stretch to hours or days. Customers churn before anyone replies. Hiring more agents costs more than the revenue they save. And existing tools like Intercom still need humans to do the actual work.
Performance
Core Capabilities
30-Second Resolution
Response time drops from 30 hours to 30 seconds. AI resolves 91.7% of tickets without human intervention.
Omnichannel Support
Website chat, email, WhatsApp, voice, SMS, Telegram, Slack — every channel your customers use.
African Language Support
Nigerian Pidgin, Hausa, Yoruba — not just English. Built for how Africans actually communicate.
Empathy Stack
Detects intent, language, sentiment, and frustration level. De-escalates in real time.
Works Alongside Intercom
Not a replacement. MARTHA handles the volume, Intercom handles the complex. Reduces cost, not tools.
Voice Note Processing
Understands voice notes on WhatsApp. No other AI support tool does this.
5-Minute Integration
Widget script or API. Live in 5 minutes, not 5 weeks.
Low-Bandwidth Optimized
Works on slow connections. Designed for African network realities.
Supported Channels
+ African language support: Nigerian Pidgin · Hausa · Yoruba
Why MARTHA Is Different
- WhatsApp-native (competitors ignore this channel)
- Voice note processing
- Nigerian Pidgin, Hausa, Yoruba support
- Low-bandwidth optimized
- Works alongside Intercom
- Empathy stack with real-time de-escalation
- $16/month vs $150+/month for global tools
Pricing
Starter
For small businesses getting started with AI support
- 500 conversations/month
- 2 channels
- Basic analytics
- Email support
Team
PopularFor growing teams with multi-channel needs
- 2,500 conversations/month
- All channels
- Advanced analytics
- Priority support
- Custom training
Pro
For businesses that need full AI operations
- Unlimited conversations
- All channels
- Full analytics suite
- Dedicated support
- Custom integrations
- SLA guarantees
Enterprise
For large organizations with specific requirements
- Everything in Pro
- On-premise deployment option
- Custom SLA
- Dedicated account manager
- White-label option
ZFAI
Early AccessFinancial Truth Engine — See all your finances as one
Financial intelligence that sees across every account, wallet, and transaction stream. ZFAI reconciles transactions scattered across systems, surfaces exceptions, and delivers financial truth in real time. Found $25,000 in forgotten wallets in its first week.
The Problem
Your finances live in 10 different systems. Your accountant reconciles manually. Transactions slip through cracks. You discover discrepancies weeks or months later. The financial truth is always delayed, always incomplete.
Six Components
PULSE — Data Ingestion
Connects to every account, wallet, and payment system. Pulls transaction data in real time.
LEDGER — Normalization
Standardizes data from different formats, currencies, and systems into a single ledger.
ENGINE — Classification
AI-powered transaction categorization. Learns your business patterns over time.
LAZARUS — Transaction Matching
Resurrects dead financial data. Matches transactions across systems that were never connected.
SENTINEL — Exception Detection
Flags anomalies, discrepancies, and suspicious patterns before they become problems.
BEACON — Reporting
Real-time financial dashboards. The truth about your money, updated continuously.
Pricing
Early Access
PopularBe among the first to experience financial truth
- Full feature access during beta
- Direct feedback channel
- Priority onboarding
- Founding user pricing when launched
The Expertise Flywheel
Compounding Intelligence
Every engagement makes us sharper. MARTHA builds richer conversation flows from edge cases we encounter. ZFAI develops deeper pattern recognition for African financial structures. Cognito Digital applies compounding playbooks from every project delivered.
Your data stays yours — what compounds is our domain expertise and the models we build ourselves.
Ready to raise your organization's intelligence?
Whether you need AI-powered customer support, financial clarity, or a complete digital transformation — we build the infrastructure that makes it possible.